The Credit Giant is an Asset-Backed or Hard Money Lender. Most importantly, we are a direct lender, not a mortgage broker. The rehab loan funds we loan are from our private capital. Our customers communicate with the owners on every call; there are no middlemen, loan officers or bankers.
Our Rehab Loans are used to modify an existing property, so it is worth more remodeled than it was when you bought it. The Credit Giant has a quick approval process, same day in most cases and flexible financing terms. Once you receive preliminary approval on your rehab loan a construction budget and draw schedule will be established. A draw schedule is a detailed payment plan for your construction project. It determines when the funds will be disbursed to you or the contractor.
A rehab loan is a type of loan that is used specifically for home improvement projects in order to have the funds necessary to rehab or remodel a home. The HardMoney Company provides investee’s with a direct hard money rehab loan that offers a quick approval process, as well as flexible financing options that are available through banks. As direct Hard Money lenders, we understand how important it is to move quickly when home rehab opportunities come up.
Traditional home rehab loans through a bank can take weeks to process as well as they typically offer difficult rates for the investor to manage. Hard Money Rehab Loans are able to provide investors with the capital they need to remodel their home in a short period of time with flexible terms and conditions. If you are looking to rehab your home, then speak to our direct hard money lenders today to see what we can do for you. Our team will work with your project to help create the best possible loan structure for you. This means quick capital and flexible loan terms to get your project started as soon as possible.
To better evaluate your loan, we personally meet with you at the property and discuss your objectives.
You will be required to complete our short online application. Once received and reviewed, we will order an appraisal on the property. (In Florida you must order the appraisal through one of our approved professionals). After both parties agree in principle, a good faith deposit will be required. The deposit will be credited towards closing costs.
We will contact you to re-verify all aspects of the loan and then schedule a closing.
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